Scandal of Falconhurst

The proven guide to getting the best mortgage - and surviving today??s lending crisisNeed a mortgage, but worried about the hostile market? Bestselling authors Eric Tyson and Ray Brown give you proven solutions for obtaining a mortgage, whether you want to buy your first home, refinance, or tap into your equity. You get the latest on subprime and adjustable-rate mortgages, finding the best lender, avoiding fiscal pitfalls and foreclosure, and much, much more!Why this book is different - two real estate experts give you objective, jargon-free advice that takes into account your financial goalsFine-tune your finances - evaluate your expenses, calculate what you can afford, and improve your credit scoreFind the right loan for you - from fixed- and adjustable-rate to 15- to 30-year to conforming and jumbo, weigh all your optionsChoose the best lender/broker - interview and work with the cream of the crop, compare programs, and negotiate loan termsConsider special situation loans - from home equity to co-op to balloon loans, understand the tax consequences and legalitiesHandle refinancing and reverse mortgages - decide if you should explore these options, crunch the numbers, and save moneyGet helpful resources - recommended mortgage Web sites, loan amortization tables and comparison worksheets, and moreOpen the book and find:How to qualify for a mortgageWays to lower your interest rateUpdated worksheets and tools for calculating mortgage costs and paymentsNew information on foreclosuresTips for saving tax dollarsInterview questions to ask lenders/brokersExpert guidance in completing all paperworkThe dos and don??ts of using the Internet